credit report


Do You Know Your Credit Score ?

CreditReport - Your personal credit report is a very valuable collection of information. Lenders frequently use credit scores to determine your credit worthiness. Interest rates are also a good reason to make sure your credit report is on target. If you have a good credit score, you will be able to get the best rates available, and this saves you money.
Monitoring your credit report periodically can also prevent identity theft. Immediately detect any fraudulent activity and stop it before it gets out of control.

Identity Theft is on a Continuous rise, if you aren't careful someone else could be ruining your credit. Order your credit report today and feel safe knowing no one has stolen your identity.  

A solid record of on-time payments helps your score and can save you money. Your score will weigh against the rest of your credit history. Usually a credit score reflects the likelihood you'll repay what you owe, and it is based on information in your credit report.You will see the impact of various credit behaviors on your score. A good number could end up saving you hundreds, or even thousands, of dollars.Establish a long history of paying your bills on time and using credit responsibly so you will be rewarded with a good score. Since your score is based on data in your credit report at any given time, correcting errors in your credit report should improve your score just try to catch errors asap.Check your credit score and understand how lenders may view your credit. The credit score changes when your information changes at that credit reporting agency.

It is important to monitor once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. A credit report usually includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Used by lenders to decide how risky it would be to offer a loan or credit to an individual it becomes a very critical document. Not simple documents to decipher you may need help determing your status. Now available in every state it is easier than ever to monitor your info.