Do You Know Your Credit Score ?
- Your personal credit report is a very valuable collection
of information. Lenders frequently use credit scores to
determine your credit worthiness. Interest rates are also a
good reason to make sure your credit report is on target. If
you have a good credit score, you will be able to get the
best rates available, and this saves you
your credit report periodically can also prevent
identity theft. Immediately detect any fraudulent activity
and stop it before it gets out of control.
is on a Continuous rise, if you aren't careful someone else
could be ruining your credit. Order your credit report today
and feel safe knowing no one has stolen your
A solid record
of on-time payments helps your score and can save you money.
Your score will weigh against the rest of your credit history.
Usually a credit score reflects the likelihood you'll repay
what you owe, and it is based on information in your credit
report.You will see the impact of various credit behaviors on
your score. A good number could end up saving you hundreds, or
even thousands, of dollars.Establish a long history of paying
your bills on time and using credit responsibly so you will be
rewarded with a good score. Since your score is based on data
in your credit report at any given time, correcting errors in
your credit report should improve your score just try to catch
errors asap.Check your credit score and understand how lenders
may view your credit. The credit score changes when your
information changes at that credit reporting agency.
important to monitor once every 12 months from each of the
nationwide consumer credit reporting companies: Equifax,
Experian and TransUnion. A credit report usually includes
information on where you live, how you pay your bills, and
whether you've been sued, arrested, or filed for bankruptcy.
Used by lenders to decide how risky it would be to offer a loan
or credit to an individual it becomes a very critical document.
Not simple documents to decipher you may need help determing
your status. Now available in every state it is easier than
ever to monitor your info.